Underwriting

Aggressive substandard and large case handling
Specialized older age underwriting
Up to four tables issued Standard
Easy trial application process to obtain best offer on substandard cases
Non-smoker rates available for cigar smokers/chewers/social cigarette use
Experienced staff Underwriter

Sales Ideas

Advanced Marketing
Creative Retirement Planning
Alternative Funding
Combined Product Sales
Small Business Markets
Personal Injury/Structured Settlement Repurchases

Service

Dedicated team for your cases
Shop your case for best fit
Constant communication during application process
Personal visits and support
Product seminars and agent training

Products

Fixed Life – 100% commission contracts available
(term, universal life insurance, whole life, Indexed Universal)
Long Term Care, Disability, & BOE Insurance
Annuities (fixed, SPIA, indexed, total return, Structured Settlements)
Life Settlements/SPIA Repurchases